Are you being sued by a junk debt buyer such as Midland Credit Management or LVNV Funding for credit card debt? Don’t let them get a default judgment. If you answer the lawsuit and dispute the allegations, the junk debt buyer will actually have to prove their case. Most junk debt buyers aren’t prepared to do that.
You’ll want to answer each paragraph and either admit, deny, or state you don’t have enough information to admit or deny, and therefore you deny. You can also admit in part and deny in part if you choose.
In general, it is best to deny the allegations if the company suing you hasn’t proven their claim, a safe response to each paragraph would be “Defendant does not have enough information to admit or deny the allegations in paragraph 1, so therefore denies.”
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